Direct primary care (DPC) is a healthcare model where patients pay a monthly or annual fee to their primary care physician for unlimited access to a defined set of primary care services, eliminating the need for third-party insurance companies and associated fees like copays and deductibles. This model promotes a more personalized and direct patient-physician relationship, often including services such as in-person and virtual visits, wellness care, and some in-office procedures without additional costs.
No insurance is needed to be a member of our practice as we do not bill your insurance for our services. In direct primary care (DPC) practices, patients pay a monthly or annual fee directly to their primary care physician, bypassing traditional health insurance and its associated costs, such as deductibles and copays. This model eliminates the need for insurance companies, allowing for more personalized care, longer appointment times, and cost transparency, but it does not cover emergency or specialized services, which may require additional insurance coverage.
Yes, you should still have insurance when joining a direct primary care (DPC) practice. While DPC provides comprehensive primary care services, it typically does not cover specialized care, emergencies, or hospitalizations, which are essential for full medical coverage. It is advisable to maintain traditional health insurance or catastrophic health coverage alongside a DPC membership.
Yes, you should still maintain Medicare insurance even if you join a direct primary care (DPC) practice. Medicare will continue to cover services that are not included in the DPC membership, such as hospitalizations, specialist care, and prescription medications. DPC practices typically do not cover these services.
Because your health and your time are worth it. Sick care is always expensive in the USA, but health care does not have to be. One year’s membership to Lost Creek Medical costs far less than the average emergency room visit. What’s more, if you are ill and call us, you will not waste your precious time waiting to speak with your physician—the doctor holds the phone! Too sick to leave home? You can make a telehealth appointment with ease. We will go the extra mile to stretch your healthcare dollars. This fee structure eliminates hidden costs, reduces administrative overhead, and often includes discounted lab work and medications, leading to significant savings compared to traditional healthcare models where costs can escalate due to copays, facility fees, and other charges.
There is no limit to the number of visits, allowing for flexible and frequent interactions with your primary care physician. Your membership covers unlimited access to primary care services, including as many office visits, virtual consultations, and other covered services as needed, without additional per-visit fees.
The expected visit times for different types of appointments are as follows:
Please note that actual visit durations may vary depending on individual circumstances and specific needs during the appointment.
We coordinate any orders and referrals. Patients can either pay cash at the reduced rates or use their insurance.
Patients should consult with their HSA or FSA administrators to understand the specific rules and limitations of their accounts. Legislation is constantly changing.
DPC models emphasize continuity of care, where patients have a long-term relationship with their primary care physician. This relationship is a core aspect of the DPC model, ensuring that patients receive consistent and personalized care from their chosen doctor. The likelihood of seeing someone other than your primary doctor is minimized, but it is not entirely eliminated. If your primary doctor is unavailable, another physician of the care team who is familiar with your medical history will be available to assist you until your doctor is back available.